1. Description of the service
FreeLife is a digital service for personal financial tracking, account management, expenses, income, budgets, goals, debts, analytics, and AI features. The service may include a website, mobile app, free access, paid Standard and Premium plans, cloud sync, AI reports, and other related modules.
2. Who may use the service
You may use FreeLife only if you are legally able to enter into binding agreements and are not restricted by law from using such a service. If you use the service on behalf of a company or another person, you confirm that you have the necessary authority.
3. No financial, investment, tax, or legal advice
FreeLife is not a bank, lender, broker, investment adviser, tax adviser, accountant, auditor, law firm, or personal financial adviser.
Any calculations, AI conclusions, recommendations, visualizations, alerts, forecasts, estimates, templates, flows, and other materials in the service are provided solely for informational and supportive purposes.
They are not personal recommendations, professional advice, an offer, a guarantee of results, or a basis for making decisions without your own verification.
You bear full and sole responsibility for any decisions, actions, expenses, payments, tax steps, investments, debt actions, savings, loans, and any other consequences of using the service.
4. AI features
AI features are provided for user convenience and may generate incomplete, approximate, inaccurate, simplified, controversial, or erroneous responses. AI responses are not subject to mandatory human review and should not be treated as the only source of truth or a binding instruction to act.
You must independently verify any AI conclusions before acting on them.
Access to the EVA financial assistant may require a separate confirmation inside the EVA chat. By providing such confirmation, you agree that data related specifically to your EVA interactions and built-in reply feedback may be used as described in the Privacy Policy to personalize EVA inside your app and to improve EVA quality. Without such confirmation, access to EVA may be unavailable.
5. Account and security
Registration may be required to access some features. You agree to provide accurate data, not transfer your account to third parties, protect access credentials, and immediately notify us of suspected unauthorized use.
You are responsible for actions taken through your account unless mandatory law provides otherwise.
6. User content
You retain rights to the data and content you upload to the service to the extent provided by applicable law. At the same time, you grant us a limited right to store, process, transform, display, transfer, and use such content to the extent necessary for operation, synchronization, AI analytics, security, support, and service improvement.
You warrant that you have the right to upload such content and that it does not violate the law, third-party rights, confidentiality, copyright, or other rights.
7. Prohibited use
- use of the service in violation of the law or third-party rights;
- attempts to gain unauthorized access to infrastructure, accounts, or data;
- reverse engineering, bypassing the paywall, bypassing plan limits, or interfering with the service’s protections;
- use of bots, scripts, scraping, or bulk extraction of data without written permission;
- publishing or uploading harmful, unlawful, fraudulent, or prohibited content;
- using the service for money laundering, financial fraud, deception, or other unlawful activity.
8. Subscriptions, free access, and purchases
FreeLife does not currently provide a trial period. The service may be used through a free version or through a paid Standard or Premium subscription. Pricing, currency, renewal, cancellation, and refund terms are defined by the purchase flow and the rules of the relevant app store.
The free version may include third-party advertising and defined usage limits for selected AI or planning features. Financial categories, accounts, income, expenses, and business finance records may be available without the old base creation limits, but FreeLife may still apply fair-use, technical, security, platform, or anti-abuse limits where necessary.
FreeLife currently offers two separate auto-renewable monthly subscriptions: FreeLife Standard at €4.99/month (or local equivalent), which removes in-app advertising and includes AI features with defined usage limits; and FreeLife Premium at €9.99/month (or local equivalent), which includes the Standard benefits and higher AI usage limits.
By using the free version, you acknowledge that ads may be displayed through third-party advertising technology such as Google AdMob / Google Mobile Ads SDK. Advertising-related data processing is described in the Privacy Policy. If you want to use FreeLife without in-app ads, you can activate Standard or Premium where available.
If the subscription is purchased through Apple App Store or Google Play, billing, refunds, auto-renewal, cancellation, and charges are also governed by the rules of the relevant platform.
We do not store full bank card payment details and are not responsible for payment processing by app stores or third-party payment providers.
We may, at our discretion, change subscription prices, plan pricing, paid feature scope, and any AI-related limits, quotas, credits, request caps, usage allowances, reset rules, availability conditions, or feature access rules, including by increasing or decreasing them.
Unless otherwise required by mandatory law or the rules of the applicable platform, such changes apply prospectively: for new users from the moment of publication or launch, and for existing subscribers from the next renewal period, billing cycle, plan change, or other stated effective date.
Where Apple App Store, Google Play, or applicable law requires prior notice, consent, acknowledgment, opt-in, opt-out, or another user action, the relevant platform rules and mandatory legal requirements will apply.
Deleting the app, deleting the account, or stopping use of the service does not by itself cancel an auto-renewing subscription. Unless the law or platform rules provide otherwise, subscription cancellation and billing management must be handled through the relevant app store or payment platform.
- payment is charged to your Apple ID or other relevant platform account when purchase is confirmed;
- an active subscription renews automatically for the same one-month period unless auto-renew is turned off at least 24 hours before the end of the current period;
- renewal charges may be applied within 24 hours before the end of the current period at the price of the selected plan;
- you can manage subscriptions and turn off auto-renewal in your platform account settings;
- the current active subscription period is not cancelled mid-period and instead remains active until the end of that paid term.
Refunds are handled by the relevant app store or payment platform under its own refund rules, including Apple refund policies where the purchase was made through Apple.
9. Intellectual property
The service, including code, design, text, structure, graphics, AI templates, interface solutions, branding elements, and other materials, belongs to us or is used lawfully and is protected by applicable law.
You are granted a limited, personal, revocable, non-exclusive, and non-transferable right to use the service only for its intended purpose.
10. Third-party services
FreeLife may interact with third-party services including Apple, Google, Firebase, RevenueCat, Google AdMob / Google Mobile Ads SDK, AI providers, cloud infrastructure, exchange-rate APIs, advertising technology providers, consent tools, and other external platforms. We are not responsible for the content, availability, rules, privacy policies, or actions of such third-party services.
Apple App Store terms
If you download or use the iOS version of FreeLife, you acknowledge that this agreement is concluded between you and the Developer only, and not with Apple Inc. The Developer, not Apple, is responsible for the app and its content, maintenance, support, product claims, and handling third-party intellectual property claims to the extent required by applicable law.
The iOS license is non-transferable and non-exclusive and permits you to use the app on Apple-branded products that you own or control, subject to Apple Media Services Terms and Conditions and applicable Usage Rules. You may not distribute the app or make it available over a network where it can be used by multiple devices at the same time if such use is not permitted by those rules.
To the maximum extent permitted by law, Apple has no warranty obligation regarding the app beyond any refund rights available under Apple rules. If the app fails to conform to an applicable warranty, you may notify Apple and Apple may refund the purchase price, if any, under Apple rules. Any other warranties, losses, liabilities, damages, costs, expenses, investigations, defense, settlement, and discharge of claims related to the app remain the responsibility of the Developer as required by applicable law.
You represent that you are not located in a country subject to a U.S. Government embargo and are not listed on a U.S. Government list of prohibited or restricted parties. You must also comply with applicable third-party terms when using the app, including your wireless data service agreement.
Apple and Apple's subsidiaries are third-party beneficiaries of the Apple-related provisions of these Terms and may enforce them against you to the extent permitted by law. Localized versions of these Terms are available on this page in the supported website languages.
11. Service availability
The service is provided on an “as is” and “as available” basis. We do not guarantee uninterrupted operation, absence of errors, full compatibility with all devices, constant feature availability, or that the service will meet all of your expectations.
We may at any time change, limit, disable, move, update, or discontinue individual features, AI modules, subscriptions, the visual interface, API, architecture, or the service as a whole.
Subscription plans, paid feature scope, AI feature scope, country or platform availability, app-version availability, and current AI limits or usage volumes shown in the service are not guaranteed to remain constant and may change from time to time.
12. Limitation of liability
To the maximum extent permitted by applicable law, we are not liable for indirect, incidental, special, reputational, consequential, or punitive damages, loss of profit, loss of data, loss of business opportunity, loss of expected savings, financial losses, AI errors, analytics errors, user decisions, or actions of third parties.
We are not responsible for actions of banks, tax authorities, counterparties, app stores, subscription platforms, cloud providers, telecom operators, or other third parties.
FreeLife’s total liability for claims related to the service is limited to the amount you actually paid for the service during the 12 months preceding the event that gave rise to the claim, or 50 EUR if you paid nothing.
Nothing in these Terms excludes liability that cannot be excluded under mandatory law, including liability for intent, gross negligence, and mandatory consumer rights.
13. Indemnification
To the maximum extent permitted by law, you agree to indemnify us from claims, losses, expenses, and demands arising from your breach of these Terms, unlawful use of the service, your content, your actions through the account, or your violation of third-party rights.
14. Suspension and termination of access
We may limit, suspend, or terminate your access to the service in whole or in part if required by law, necessary for security, investigation of abuse, protection of infrastructure, or if you violate these Terms.
15. Account deletion
To delete your account and related data, use the built-in account deletion function inside the app through the Settings menu, if available, or the Delete Account or email firmawerkkraft@gmail.com. Deleting the app from your device by itself does not automatically delete the account.
External account deletion requests are usually completed within 30 days after we receive sufficient information to match the request to the account.
16. Governing law and disputes
These Terms are governed by the laws of Germany without regard to conflict-of-law rules. If you are a consumer, the mandatory rules of the country of your habitual residence remain applicable to the extent they cannot be limited by contract.
Before filing a formal claim, you agree to first send written notice to firmawerkkraft@gmail.com and allow a reasonable period for an attempted resolution.
17. Changes to the terms
We may change these Terms from time to time. The current version may be published on the website and/or inside the app. Continued use of the service after changes are published or otherwise presented means acceptance of the updated version unless mandatory law or platform rules require otherwise. Updates may concern plans, subscriptions, prices, AI limits, permitted usage volumes, advertising, ad-free access, third-party SDKs, features, or access conditions.
18. Contacts
Developer and service owner: Dmytro Moroz
Development studio: MOROZ
Studio website: https://www.moroz.sbs/
Address: Sontraer Str. 17, 60386 Frankfurt am Main
E-mail: firmawerkkraft@gmail.com